Are you weighing a home in Las Campanas and trying to pin down the real monthly costs? You are smart to ask now, since HOA assessments, water and sewer, and optional club dues can change your budget more than you expect. In this guide, you will see what you pay, what you get, and how to plan with real 2026 numbers from the association and utility sources. Let’s dive in.
How Las Campanas fees work
Two separate organizations set most of your ongoing costs. The Las Campanas Master Association (LCMA) manages the residential community and levies mandatory assessments across the estates. The Club at Las Campanas is a private, member‑owned club with golf, dining, fitness, spa, and equestrian options, and membership is separate from HOA dues.
Water and sewer are billed by the Las Campanas Water Cooperative (LCWC), an independent nonprofit utility. A few estates have county service, so you should confirm which provider serves the specific lot. You can review LCMA governing documents and records on the association site, including links to estate CC&Rs and fee schedules, under the LCMA governing documents page. LCMA also provides a page that explains the separate Las Campanas Water Cooperative.
2026 HOA assessments by estate
The LCMA publishes an Assessments & Fees Schedule approved October 29, 2025 and effective January 1, 2026. Assessments are shown as annual amounts and are billed in quarterly installments. Use the official 2026 Assessments & Fees Schedule as your baseline for a specific lot.
Representative 2026 totals by estate include:
- Parkside (Estates I): Total $4,308 per year.
- Dayflower (Estates II): Total $4,296 per year.
- Club Estates (Estates V.1): Total $6,084 per year.
- Ranch Estates (Estates VII.3): Total $5,060 per year.
- Pueblos (typical): Total $5,512 per year.
- Club Casitas: Total $10,992 per year, with variants up to $16,092 depending on reserve and beneficial line items.
The schedule lists separate columns for Master, Reserve, and Beneficial, as well as a total. Each estate’s CC&Rs define obligations, so you should confirm the line‑item purpose for the exact lot under the estate CC&Rs and master declaration.
What your HOA covers
LCMA assessments fund common‑area operations and safety services that keep the community running smoothly. According to LCMA, core responsibilities include road, gate, bridge and signage upkeep, community landscaping and maintenance staff, 24‑hour gate operations with circulating patrols, and on‑site emergency medical services. You can read more about these services on the association’s Maintenance and Landscaping page.
The Club at Las Campanas
What membership includes
The Club is a private, equity member‑owned organization with two Jack Nicklaus courses, the Hacienda Clubhouse for dining, a Fitness & Wellness Center, spa, tennis and pickleball, plus an equestrian center. Property ownership is not required to join. Membership categories are capped, and the club reports “over 800 members.”
What is not public about pricing
The Club does not publish a current public list of initiation fees or ongoing dues on its website. Because rates, transfer policies, and any waitlists can change, the only reliable source for current pricing is the Club’s membership office. Use the Club’s official membership page to request the most recent written schedule and details.
Key membership questions to ask
- Which membership categories are open now, and is there a waitlist?
- What are the initiation fee, monthly or annual dues, and any food and beverage minimums?
- What are cart, guest, locker, practice facility, and equestrian fees?
- Are memberships transferable with a home sale, and are there reissue or transfer fees?
- If the seller has a membership, can it be transferred, or must a new one be issued?
Water, sewer and trash
LCWC bills monthly for water and wastewater, and it publishes rate tables and notices. As of October 1, 2025, Tier 1 residential water is $9.28 per 1,000 gallons, with a typical 3/4" meter maintenance fee of $28.51 and a sewer maintenance fee of $67.10 per month. At about 4,000 gallons of usage, that models to roughly $132.73 per month before taxes and fees, based on the LCWC 2025 rate schedule.
Basic trash and recycling service via MCT Waste Services is available through LCMA and appears on the HOA quarterly statement if you opt in. The 2026 Fees Schedule shows basic service at $93 per quarter, excluding tax, with optional add‑ons billed separately. You can verify the current trash rate on the 2026 Assessments & Fees Schedule.
Sample monthly ownership budget
Here is a simple example for a home in Parkside (Estates I) that does not join the Club. This uses published 2026 LCMA assessments and the LCWC usage example above. Your numbers will vary by estate, meter size, and personal usage.
- LCMA assessment: $4,308 per year, about $359 per month.
- Water and sewer: about $133 per month at 4,000 gallons on a 3/4" meter.
- Trash via LCMA: $93 per quarter, about $31 per month.
Estimated subtotal for HOA, water, and trash is about $523 per month. This does not include property insurance, taxes, other utilities, or any Club costs.
If you plan to join the Club, add the current monthly or annual dues quoted by the Club’s membership office, plus any initiation fee you choose to amortize over time. Because the Club does not post current fees publicly, build your budget only after you receive the written schedule from the membership office.
One‑time and build‑related fees to note
- Association statement or estoppel fee at closing: $150.
- LCMA transfer fee: $150.
- Design Review fees for new construction or major remodel: $2,500 each for Conceptual, Preliminary, and Final review, plus a per square foot fee as shown on the schedule.
- Owner and contractor compliance bonds and refundable deposits may be required, with bond amounts listed up to $75,000 for certain projects.
These items are detailed in the LCMA’s 2026 Assessments & Fees Schedule. If you plan to build or remodel, confirm current timelines, deposits, and bond requirements with LCMA before you finalize your budget.
Buyer due‑diligence checklist
Request these items early and attach them to your purchase contingency where possible:
- Full HOA packet and estoppel certificate that shows current assessment status, the current budget, year‑to‑date financials, and reserve study. Start with the LCMA governing documents.
- The estate‑specific CC&Rs and any supplements for the lot, available on the CC&Rs page.
- The current LCMA Assessments & Fees Schedule for the closing year to confirm quarterly amounts and any line items for the specific estate.
- A written statement from LCMA regarding planned capital projects, potential special assessments, any active litigation, and delinquency rates.
- From the Club: the written membership schedule that lists initiation, dues, minimums, guest and cart fees, transfer rules, and any waitlist process. Use the Club’s membership page to request it.
- From LCWC: recent water and sewer bills for the lot or comparable lots, plus the current LCWC rate schedule.
- For construction or remodeling: LCMA Design Review guidance, current review fees, and estimated owner and contractor bond amounts.
Choosing the right fit
When you understand which fees are mandatory and which are optional, you can shop each estate with confidence. Start with the HOA total for the lot, add realistic water and trash, then layer in Club dues only after the membership office provides the current schedule. That approach keeps your first year of ownership smooth and free of surprises.
If you want a local, hands‑on guide to help you compare estates, decode fee schedules, and structure a clean offer, connect with Donna Marie Burns. You will get clear answers, thoughtful options, and a plan that fits the way you want to live in Las Campanas.
FAQs
What does the Las Campanas HOA cover in 2026?
- LCMA states that assessments fund common‑area maintenance for roads, gates, bridges, signage, community landscaping and maintenance staff, 24‑hour gate operations with circulating patrols, and on‑site emergency medical services, as outlined on the association’s Maintenance and Landscaping page.
Are Club membership fees required to live in Las Campanas?
- No, Club membership is separate from HOA dues and is generally optional, and the Club’s current pricing and policies must be requested directly from the membership office using the Club’s official membership page.
How much are Parkside (Estates I) HOA assessments in 2026?
- The LCMA 2026 schedule lists Parkside at a total of $4,308 per year, billed quarterly, which is about $359 per month when spread over 12 months.
How is water billed in Las Campanas Estates?
- Most properties are served by the Las Campanas Water Cooperative, which bills monthly using published rates that include a per‑gallon tiered charge plus meter and sewer maintenance fees, with a recent example of about $132.73 per month at 4,000 gallons on a 3/4" meter per the LCWC 2025 rate schedule.
Are there extra fees to build or remodel in Las Campanas?
- Yes, LCMA’s 2026 schedule lists Design Review fees of $2,500 for each review stage plus a per square foot fee, along with owner and contractor compliance bonds that can reach tens of thousands of dollars depending on project scope.
